
While you get your credit report for free, getting your actual credit score used by companies in determining your creditworthiness would usually cost you a little bit more. For example, when you order your free credit reports from AnnualCreditReport.com, you can also get your credit scores, but there is credit card reports Mississippi a small additional fee. Now there is a free credit card reports Mississippi way to get at least one of your credit scores and you dont need to use a credit card or anything along those lines. I’ve been using Credit Karma for quite a while almost since they were launched back in March 2008. I believe I was part of a beta test having gotten a code to sign up through another personal finance site. Ive been using the site since then over 3 years, but I just now realized that I had never written a full and comprehensive review of the site. Back in 2008 when the site was still new I believe credit card reports Mississippi they were giving users who signed up an Equifax credit score free of charge. How was the site supported? By advertising and by giving users offers to sign up for savings accounts, credit cards, loans and other financial products. where to get a free credit report
Now three years in, the site is now in partnership with TransUnion. So when you credit card reports Mississippi sign up youll be given credit card reports Mississippi a TransUnion credit score free of charge. There are other ways to get your credit score for free, but none as easy as far as Im concerned. (Note: Getting a free FICO score is a bit more difficult, this one is from TransUnion) When you sign up you will need to provide name, address, date of birth, credit card reports Mississippi and email address. Youll also need to provide a drivers license number and social security number as a requirement of the credit bureau to verify your identity. If youre uncomfortable giving your information to a third party to get your credit score, you can probably stop right here. But having used the site for 3 years now I can tell you Im not concerned and Im confident my information is safe. They use secure connections, and it has multiple security certificates to prove it. where to get free credit reports Once credit card reports Mississippi you sign up and sign in, youll be asked to approve them asking for your free credit score. Once you do credit card reports Mississippi your dashboard will update and youll see your credit score. Here’s what my dashboard looks like. In looking back at three years of credit score history its interesting to see that my score has stayed credit card reports Mississippi relatively constant. The only dips Ive really seen were a time back in 2009 when we were looking to refinance. At the time we had credit card reports Mississippi a bunch of inquiries to our credit report by mortgage companies, and our credit score dropped by 12-15 points or so. No big deal. But you can definitely see when things were happening. In addition to your TransUnion credit score Credit Karma will also give you a couple of other scores in the credit center credit card reports Mississippi to show you how youre doing. free credit reports government